Financing
- 100% Satisfaction
- Locally Owned & Operated
- Commitment to Community
- Since 2008
- 100% Satisfaction
- Locally Owned & Operated
- Commitment to Community
- Since 2008
Simply the Best
Simple, Flexible, and Stress-Free
At Harris Air Services, we understand that investing in a new heating or cooling system is a big decision for any family. Comfort shouldn’t have to wait until the budget feels just right. That’s why we offer straightforward financing options designed to make the process simple and affordable. With our trusted financing partners, you can enjoy a comfortable home today while paying over time in a way that fits your budget.
Why Financing Helps
Choosing financing doesn’t just make home improvements possible; it makes them easier. Here’s why many of our McKinney and Collin County neighbors choose this option:
- Affordability – Spread out the cost of a new system into manageable monthly payments.
- Flexibility – Choose from plans designed to fit a variety of budgets and timelines.
- Peace of mind – Take care of comfort needs right away without the stress of large upfront costs.
- Confidence in quality – Financing gives you the freedom to select the system that’s right for your home without compromise.
How It Works
We’ve kept the process straightforward, so you know exactly what to expect:
Consultation
Our team helps you choose the best heating or cooling solution for your home.
Application
Apply quickly and securely through our financing partner.
Approval
Most customers receive a decision within minutes.
Installation
Once approved, we’ll schedule your installation so you can enjoy comfort without delay.
Monthly payments
Begin making manageable payments according to the plan you select.
Options Available
- Revolving line of credit you can use repeatedly for future projects.
- Promotional financing offers with special terms available.
- Convenient monthly payments tailored to your budget.
- Easy account management with online access.
These programs make it possible to enjoy reliable comfort today while paying over time.
Eligibility & Requirements
- A completed credit application (we’ll guide you through it).
- A valid form of identification.
- Sufficient credit history for approval.
Our team is here to walk you through each step, answer questions, and make sure you feel confident before moving forward.
FREQUENTLY ASKED QUESTIONS
Will applying affect my credit?
Yes, applying will include a credit check, which may have a minor impact on your credit score.
Can I pay off my balance early?
Yes, most plans allow you to pay off your financing at any time without penalty.
Is the application process secure?
Absolutely. All applications are handled through our trusted financial partner with industry-standard security.
What if I’m not approved?
If approval isn’t possible, our team can still work with you to explore alternative payment options.
Take the Next Step Toward Comfort
At Harris Air Services, we’re more than an HVAC company. We’re a family serving families that are committed to making McKinney and Collin County homes safer, healthier, and more comfortable.